The Mortgage Wellness Group

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The Mortgage Wellness Group, Mortgage Brokerage

Welcome to The Mortgage Wellness Group, an award winning mortgage brokerage: committed to providing you with the highest standards in mortgage service. Cobourg's CaroleAnn Bryant is here to help you find and plan a mortgage for your individual requirements. No one lender has the best rate on every product everyday - it’s our job to find out who does and which mortgage lenders will best meet your financial requirements.

Trusted expertise and knowledge in the mortgage brokerage industry

Finding a mortgage that works for you today and into the future requires a well thought out plan. At The Mortgage Wellness Group, we are more than happy to take the time required for you to feel confident in your mortgage plan. Let us show you how changing different elements within your mortgage can enhance your financial future. And because everyone is interested in saving money, we’ll show you how this can be accomplished through the best possible interest rate, correct mortgage term, amortization and other considerations and features associated with a mortgage loan.

Ready to earn your mortgage business in a professional, timely and reliable manner

With us, you don’t have to negotiate for the best mortgage rate, and then wonder if you could have done better. We offer you the best rates and products that we can find the first time. We are fully invested and fully qualified to maximize your savings and mortgage experience.


Looking for a down payment on a home? Check your RRSPs

 If you’re a first-time homebuyer, with the federal Home Buyer’s Plan you may be eligible to withdraw up to $25,000 from your registered retirement savings plan (RRSP) for a down payment when buying or building a qualifying home. 

Here is a basic overview of some of the HBP rules:

  • You must be considered a first time homebuyer, i.e. you cannot have owned an owner occupied home in the previous five years.
  • You must be a Canadian resident.
  • The property purchased must be for a principal residence.
  • The RRSP must be repaid within 15 years, with minimum annual payments of 1/15th of the withdrawn amount. 
  • Funds must have remained in your RRSPs for a minimum of 90 days before they can be withdrawn under the Home Buyers Plan.

Securing the best mortgage rates available for you

Contact us for all your mortgage requirements and receive the care and attention you would expect from a family-run business and the knowledge, professionalism and support that comes from being part of an award winning mortgage brokerage. CaroleAnn Bryant: A mortgage expert you can trust.

Mortgages that Work

The Mortgage Wellness Group is ready to assist whether you are a first time home buyer, looking to refinance your mortgage, renew your mortgage, interested in securing a commercial mortgage, or looking at leases for equipment financing. Our easy to navigate, safe and secure web site will provide you with useful and relevant information. Take advantage of the convenience of our straightforward online applications, our quick, no-obligation renew here and save feature, the informative and timely resources & information page, as well as a useful pre-approval/rate hold request. Whatever your needs, CaroleAnn Bryant will effectively, efficiently and expertly take care of you.


Trusted Real Estate, Financial and Community Partners

Unity Wealth
Habitat for Humanity



We serve clients in Kingston, Belleville, Trenton, Cobourg, Port Hope, Peterborough, Lindsay, Bowmanville, Courtice, Oshawa, Whitby, Ajax, Pickering, Toronto & other communities within the Quinte, Northumberland, Kawartha, Durham and GTA areas.